That’s a fair question — and honestly, if all someone needs is to receive money on UPI, they probably don’t need IndiePay. The problem we’re solving is everything around that payment. For example, say a yoga instructor wants to run a weekend workshop. Today she usually has to either create a page somewhere, set up a payment gateway, or manage everything manually on Instagram/WhatsApp — registrations, names, payment screenshots, who paid, who didn’t, etc. With IndiePay, she gets a proper checkout flow. She can share one link, people register, enter their details, pay directly to her UPI, and IndiePay verifies the payment and keeps everything organised. Same idea for home sellers, tutors, creators, pre-orders, etc. So we’re not trying to replace GPay/PhonePe/Paytm. We’re adding the checkout + order + verification layer around direct UPI payments, without becoming the payment middleman.