A SaaS platform that automates the entire recovery process: generates and files complaints to relevant financial regulators (BaFin, etc.), tracks all communications across email/chat/social media in a unified dashboard, and auto-escalates unresolved cases via Twitter/X and LinkedIn. It provides evidence organization tools, complaint templates, and monitors resolution progress with automated follow-ups until funds are released.

European fintech adoption has exploded (Trade Republic 4M+ users, N26 8M+ users) but regulatory oversight and customer service infrastructure hasn't kept pace, creating a perfect storm of account freeze incidents and desperate users seeking solutions.