A SaaS platform that aggregates financial data to simulate various repayment scenarios, such as selling assets to cover high-interest debt or refinancing loans based on market trends. The tool provides a prioritized action list that maximizes net worth while minimizing interest payments and improving credit scores over time.

With interest rates remaining high and economic uncertainty prevalent, consumers are actively seeking ways to reduce liabilities, while advancements in open banking and AI make automated, personalized financial optimization feasible.