A financial monitoring SaaS that securely connects to your credit cards via Open Banking, automatically tracks all promotional balances, expiration dates, and payment hierarchies. It provides real-time transfer status updates, flags system discrepancies within 24 hours, predicts interest charges based on actual payment allocation rules, and optimizes payment strategies to maximize interest savings across multiple cards.

With UK credit card debt exceeding £60B and 40% of users relying on balance transfers to manage costs amid rising interest rates, complex promotional terms and unreliable banking systems have created a critical need for automated protection tools that prevent costly errors before they happen.