A unified payment infrastructure platform that detects the founder's country, business registration status, and target markets, then automatically recommends, compares, and integrates the optimal payment provider combination. The platform handles provider onboarding, abstracts the API layer so switching providers requires no code changes, and manages Merchant of Record (MoR) vs. self-compliance routing to handle VAT/GST automatically where needed.

Stripe's invite-only rollout in India since mid-2024 and continued exclusion of dozens of high-growth developer markets has created an urgent, underserved gap just as global indie SaaS creation is accelerating. The rise of newer MoR providers (Dodo Payments, Lemon Squeezy, Paddle) has fragmented the landscape, making a unified aggregation layer more valuable than ever.