A SaaS tool that analyzes transaction parameters (amount, source, velocity, account history) against bank AML models to provide an instant risk score. It generates customized documentation packages, pre-written transaction explanations, and step-by-step guidance to legitimize deposits proactively, preventing freezes and account closures before they occur.

Banks are aggressively derisking post-2020, freezing more legitimate accounts. The gig economy, crypto adoption, and global remittances have surged, creating millions of non-traditional users who regularly receive large, unusual transactions but lack compliance expertise, creating a clear market gap for consumer-grade AML tools.