Build a SaaS planning tool that imports or manually captures a user's full financial picture, then runs scenario comparisons for retirement readiness and near-term money decisions. The product would generate probability-based timelines, tax-aware account drawdown strategies, contribution recommendations, and clear tradeoff views such as emergency fund versus employer match or RSU diversification versus tax shelter funding.

More high-earning professionals, small business owners, and FIRE-minded households are managing complex portfolios without affordable human advice. Market volatility, RSU-heavy compensation, rising living costs, and early retirement interest make scenario-based financial planning increasingly urgent.