A SaaS platform that aggregates insurance underwriting guidelines, solar installer requirements, and roof inspection data to provide personalized replacement timing recommendations. Users input their roof details, location, and goals; the engine calculates optimal timing by modeling insurance premium impacts, solar incentive deadlines, energy savings, and roof degradation curves. It generates financial projections and automated alerts for action windows.

Climate change is intensifying insurance scrutiny on roof conditions with more frequent denials, solar adoption is accelerating with expiring tax credits creating urgency, and rising material costs/tariffs make timing decisions more financially critical than ever.