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Automated Surcharge Detector & Payment Optimizer
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Scan bills and receipts to instantly identify hidden fees, optimize payment methods, and auto-generate dispute requests.
Added Dec 3, 2025
6 signals
The Problem
Australian consumers face opaque and often fraudulent surcharges across retail, dining, and rent payments. Users report confusion over fee structures, sneaky automatic additions like gratuities, and being charged card fees even when paying cash. This lack of transparency costs consumers millions annually.
Potential Solution
A mobile app that uses OCR to scan receipts, bills, and payment terminals in real-time. It identifies all surcharges, cross-references them against regulations and merchant policies, suggests the lowest-fee payment method before checkout, and auto-generates dispute emails/requests for removal of illegitimate charges.
Why Now?
Payment surcharges have become normalized in Australia post-COVID, with rent platforms alone potentially skimming $1B/year. Consumer frustration is peaking, and regulatory scrutiny is increasing, creating demand for transparency tools.
No signals available