A guided dispute platform that diagnoses the user's situation, generates jurisdiction-specific letters and claim forms (FCRA disputes, SRA compensation fund claims, RRO applications, Section 75 chargebacks, ombudsman complaints), and auto-submits them to the correct bodies. The system tracks deadlines, escalates non-responses to the next regulator in the chain, and maintains an evidence locker with timestamped correspondence. Users pay a flat fee or success-based commission on recovered funds.

Rising identity fraud, post-pandemic regulatory backlogs, and AI document generation make it feasible to automate complex legal correspondence that previously required a solicitor. Credit monitoring alerts have surged consumer awareness of disputes without giving them tools to actually resolve them.