Non-Custodial Crypto Payment Gateway

0

Enable e-commerce merchants to accept cryptocurrency payments directly to their own wallets with automated invoicing and instant settlement.

Added Nov 27, 2025

5 signals

Fintech
E-commerce
Cryptocurrency
Opportunity Score
Opportunity: High (79%)
Evidence Strength
Vol: 3%
Urg: 90%
Spec: 90%
Market Analysis
medium
$ high
5M+ global e-commerce merchants
The Problem

E-commerce merchants want to accept crypto but face a dilemma: custodial gateways introduce counterparty risk and fund lockup, while self-hosted solutions require significant technical expertise and maintenance. Existing options are either too risky, too complex, or charge excessive fees.

Potential Solution

A SaaS payment gateway that provides plug-and-play integration for major e-commerce platforms, generating payment addresses that deposit directly into merchants' self-custodied wallets. The service handles payment detection, confirmation tracking, webhook notifications, and accounting reconciliation without ever touching the funds.

Why Now?

Crypto payment adoption is accelerating, merchants are seeking alternatives to 3% credit card fees, and AI-assisted development has dramatically reduced the cost and time to build robust fintech infrastructure.

Hey β€” would you be interested in a non-custodial crypto payment gateway (with escrow + invoicing) that you can integrate directly into your site or marketplace?

**CoinPay** is a non-custodial crypto payment gateway designed for self-hosted e-commerce and marketplaces. Unlike traditional processors, CoinPay does not hold user funds β€” merchants control their own wallets and private keys. It supports direct crypto payments, optional escrow flows, and programmable APIs for integrating into custom checkout systems. Key value for self-hosters: * πŸ— **Non-custodial** β€” your keys, your coins * πŸ”Œ **Self-host friendly API** β€” integrate into custom stacks * 🌍 **Cross-border by default** β€” no banking friction * 🧾 Upcoming invoicing + escrow support for service-based businesses * πŸ€– Designed with AI agents and automated workflows in mind It’s built for developers who want crypto payments without relying on centralized platforms or handing custody to a third party. Would love feedback from the community on features you’d want in a self-hosted crypto gateway.

Added Feb 27, 2026
reddit
Hey β€” would you be interested in a non-custodial crypto payment gateway (with escrow + invoicing) that you can integrate directly into your site or marketplace?

**CoinPay** is a non-custodial crypto payment gateway designed for self-hosted e-commerce and marketplaces. Unlike traditional processors, CoinPay does not hold user funds β€” merchants control their own wallets and private keys. It supports direct crypto payments, optional escrow flows, and programmable APIs for integrating into custom checkout systems. Key value for self-hosters: * πŸ— **Non-custodial** β€” your keys, your coins * πŸ”Œ **Self-host friendly API** β€” integrate into custom stacks * 🌍 **Cross-border by default** β€” no banking friction * 🧾 Upcoming invoicing + escrow support for service-based businesses * πŸ€– Designed with AI agents and automated workflows in mind It’s built for developers who want crypto payments without relying on centralized platforms or handing custody to a third party. Would love feedback from the community on features you’d want in a self-hosted crypto gateway.

Added Feb 27, 2026
reddit
CoinPay - Non-Custodial Crypto Payment Gateway

I built this vibe coding (i know i know...i'll run strix on it once I'm finished). Started at 2am this morning its now 7:30pm PST. Less than 24 hours and 57k lines of code written. All TDD using next.js and supabase cloud. ....say what you will but this would have taken an entire team 2 years and 1M+ in funding before roocode/claude opus 4.5 -- cost me around $500 Here's the github. its open source: [https://github.com/profullstack/coinpayportal](https://github.com/profullstack/coinpayportal) Testers wanted. we have a cli/sdk too at [https://www.npmjs.com/package/@profullstack/coinpay](https://www.npmjs.com/package/@profullstack/coinpay) Here's the music i vibe coded to: https://open.spotify.com/artist/5uG9Er5qjdNmc5qPELGf0h?si=11Cc1zkbT0uc180USRmFzA (also created by me with Suno.com) ps: here's a [usestrix.com](http://usestrix.com) coupon code they gave me to share: chovyfu2025

Added Nov 27, 2025
reddit
CoinPay - Non-Custodial Crypto Payment Gateway

Built 50K loc in less than 24 hours!

GitHub - profullstack/coinpayportal: A non-custodial payment gateway for crypto e-commerce payments

cloud version available at [https://coinpayportal.com](https://coinpayportal.com)

+7 more signals