Build a SaaS dashboard that ingests merchant onboarding records, payment activity, support tickets, and change events, then flags merchants needing periodic or triggered review. The product generates review tasks, merchant-friendly explanation templates, escalation workflows, and audit-ready evidence logs. The first version can focus on rule-based triggers such as bank-detail changes, unusual transaction shifts, ownership updates, missing documents, and overdue periodic reviews.

Embedded payments and PayFAC adoption are expanding, putting more fraud and compliance responsibility on software platforms. Card-brand rules, social engineering risk, and post-onboarding merchant changes make static KYB increasingly insufficient.