A data-driven marketplace that uses satellite imagery, elevation models, and building-specific factors to generate accurate risk profiles. The platform connects owners with niche insurers covering their actual risk level, provides automated policy monitoring for inspection deadlines, and includes tools to challenge misclassifications with insurers and regulators.

California's insurance crisis is intensifying as major carriers exit high-risk areas and climate disasters increase. New state regulations and the growing FAIR plan burden create urgency for alternative solutions that use better data to unlock private insurance markets.