Hi all, Bit of a conundrum thanks to Donald trump. We had an offer accepted on a house November 17th. We had an offer on ours accepted November 28th. All proceeding fine and then buyers had to pull out as they were made redundant Jan 18th - we were due to exchange that month and complete Feb. Back on market and sold again 26th Jan. These buyers have been slower - a lot slower considering they’ve bought the previous searches and used the same solicitors. Survey was booked in for today - they could have done it sooner but elected to spread it out. Here’s the conundrum:- originally we were going to port out current mortgage (term ending June) and top up the amount we needed to borrow which was locked in. Given whats happened, the new mortgage we’d have to take for the one that is being ported has gone through the roof. Just before things went mental, I secured a much lower rate for the whole lot for five years. Currently it’s about 0.75-1% less than what we would have if we remortgaged now after we complete. Issue is that if we complete before June 1st, we get hit with a +4k ERC (2% balance). Thoughts on asking to delay purchase? Chain is short and house we are buying already vacant. We are happy to exchange earlier if people need (may 1st would be my preference). We’ve also conceded on multiple things throughout the purchase (on both sides). I do feel a little bad for our vendor. Appreciate your thoughts and advice

I made an offer on an apartment in October and have been going through the purchase process with a solicitor. Everything was looking to complete earlier this month, but is now delayed. The apartment has access to a door which leads to the high street in the town. Access is granted to residents and there is a salon which locks the door at night. My completion date has been pushed back because the management company needs to get a key cut for me for this entrance. But here is the thing, there is a driveway to my apartment for me to access my property. I in no way need to be able to use the door to the high street unless I want to take a short cut. It literally does not affect me living there at all. But my solicitor won't complete until they have this key. It's been almost 6 months of waiting for this sale (chain free) to go through and I'm so frustrated because it's delayed for such a silly reason! Has anyone had any experiences like this? Is there some legal reason why we can't complete and get the key later?