Afternoon, The house we are buying is a 1960s property with a single-skinned extension/utility at the rear of the property, segregated by 2 doors and a porch adjoining. I've received word from my surveyor that "the room is not classed as a habitable room and no building regulations approval has been sought for the conversion." This work was done in 2023. What concerns should we have regarding this? Seems common in the area. Cheers!

I am a FTB and had an offer accepted on a 2 bed house in the NW at 222k but the survey has come back with some concerns: • Structural movement and cracking, with further intrusive investigation recommended by the surveyor. • Widespread damp issues across multiple areas of the property, including uncertainty regarding the underlying cause and potential extent of remedial works required. • Roof and flat roof concerns, including signs of water ingress, possible hidden timber decay, ventilation issues, and the roof nearing the end of its serviceable life. • Electrical installation requiring urgent attention, including an outdated fuse board, lack of certification, and potential safety concerns suggesting a full upgrade may be necessary. • Possible presence of lead water supply pipes, which may require replacement and further investigation. With these in mind how much would you be willing to renegotiate as I'm worried the house may end up turning into a money pit?

Hai guys. I am seeking an opinion on what to do with my modest income coz I have put myself in a hard to escape situation. Not that I regret it though, just a better way to steer clear it. Salary : RM4300. Side income (rental) : RM750 Total: RM5070. Monthly Expenditures : House loan - RM780 Personal loan - RM540 :will be cleared in 2032 Phone bills/Netflix - RM140 Coway - RM60 Utility bills \~RM70 Total : RM1590 Investments : Koperasi with 8% dividends - RM100 ASB - RM50 Public Mutual - RM50 PRUBSN Medical card + savings - RM340 Total : RM540 So I this leave me with RM2940. Anyway the hole that I put myself into is, I bought an RM440k 2-bedroom condo that is to be completed in 2029 and I will have to pay RM2400 per month. So this leave me with having to survive with mere RM540.. Gulp.. My plan is, once I pindah to the new house, I will : Rent my current house master bedroom at RM600. Rent the parking lot at RM100. And Rent my condo 2nd room at a price that I haven't decide yet - maybe RM400? So that bring a total of at least RM1100 extra income. So in 2029, I will have to live with RM1640 per month not including petrol & toll expenses. Oh and I expect to receive an RM28k cashback from the developer later this year. So my mitigation plan is to save up as much as I can and build at least RM50k cushion before I move to the new condo. Use Rm20k for renovations. So Rm30k and then tank for 3 years until I'm free from the Personal loan while hopefully I get some salary increment. So my question is, is there a better way to maneuver my situation?