So basically I turned 18 recently and I've been looking to start saving as early as I can. i know lots of Americans talk about roth ira and 401k, but it looks like we don't have a directly translatable thing for that in Australia other than super from my reddit research. i work 2 jobs, i have about 10k saved up in total that I dont spend due to living with my family so not having expenses. Is there any special sort of account I can put that to which will earn well? something good for a novice? Should i be looking into investing instead..? I don't really know please guide! Additionally I make a bit of money regularly off sports betting so i dont know if thats relevant if it needs to be factored in

Hello Im a 21 year old 3rd year at the university making almost 30K/month Sometimes i can exceed it but could not hit the 50K yet the past month i hit 40K I paid my University fees for this Whole year this is my first time ever work In a real Job I been working for about 10 Months now 1St 6 Months the work was onsite so i had a problem with saving money and with my uni fees and my courses (which are really high Cost) i parley could save from my salary Now Im working from home so i have Nearly 80 - 90K i want to invest but idk where to start My Parents Suggested me to by gold either coins or Alloys some of my Friends Suggested crypto other said put Money in trading or in a bank with Benefits (I'm not okay with this one) I Don't know what should i do i feel Behind and worry About alot of things can any one help