A web app that automates account closure across Italian financial institutions. Users select their bank/card, and the tool generates legally compliant closure requests (PEC, raccomandata, or fax), tracks delivery and response deadlines, sends automatic follow-ups when banks miss regulatory timeframes, and escalates to ABF (Arbitro Bancario Finanziario) or IVASS with pre-filled complaint forms when needed. It also checks for residual balances, standing orders, and domiciliated bills before initiating closure.

Italy's fintech adoption is accelerating — users are migrating from legacy institutions (Poste, Mediolanum, Unicredit) to neobanks (Revolut, BBVA, Wise) but getting stuck in exit friction. EU's Payment Accounts Directive mandates easy switching, yet Italian banks routinely violate these timelines, creating both consumer pain and a regulatory enforcement gap this tool can exploit.