It needs to be reasonable. It needs to be based on your costs. Okay. that doesn't necessarily translate into every data provider will be able to charge fees, right? So like, again, going back to the free market thing, you know, Plaid and Chase had the leverage to force Plaid to like come to the table and like negotiate with them, you know, a few others probably do too, right? Like bank of America, Wells Fargo city capital one, like there's probably a set PNC despises open banking. They'll probably try to use whatever weight they have to get a deal. But once you get down, even not that far down the list of large banks, the amount of volume they have relative to the big guys really drops off from a data aggregation perspective, just because they technically are allowed to charge fees.

Does that mean that like Plaid is just going to go, Hey, you're a data provider. We'll charge you fees. Tell us what you want. Like, I don't think that's going to happen. And so the other thing that I find interesting about it is absent some more find like every data provider gets, you know, three cents for every poll or something like absence, some actual like number and math that the CFPB does where they are very prescriptive. If they don't do that, what ultimately is going to happen is Chase is going to get paid for its data. Capital one will probably get paid for its data. Wells Fargo will get paid for its data, but Frost bank won't first interstate bank.