401k withdrawal or no

I’ll try to keep this as simple and easy to follow as I can. I’ll give where I’m leaning and why I’m leaning that way. So, I’m married and 27 with a good paying job (≈130k year) with a stay at home wife and an almost 2 year old (so I’m the sole provider). We live a comfortable life have a nice house and cars etc. I have a great 401k plan with my job where they give me 9% and put in 13% of my own contributions in (my contributions and 4.5% of theirs are Roth and the other 4.5% of theirs is pre tax). My biggest monthly bills are our home and cars ≈$2600/month and I bring home around $6200/month. We’ve gone on a couple trips the last couple of years that we’ve accumulated ≈$17,000 in CC debt around 26.99% APR. We have around $23,000 in student loans also. Here’s my dilemma. I can work OT to make an additional ≈$2000/paycheck in order to pay down our debt. However, the $17,000 CC debt is this huge shadow weighing me down. How illogical of me would it be to take a loan out of my 401k to just pay the CC debt off fully at 8.25% for 3 years and then take the OT money and put it to student loans and car loans etc? My thought is to do it. I see more benefits than harm and I still have a ton of time for my 401k to rebound before retirement. I need someone to guide me through this and make me feel better about a decision.