A web app that aggregates live data on checking accounts, savings accounts, virtual card services, and international payment tools — showing real-time APYs, fee breakdowns, fraud protection ratings, and FX charges in one unified dashboard. Users input their profile (country, use case, credit status) and get a ranked, personalized shortlist with side-by-side comparisons. For eligible accounts, the tool handles the switching workflow directly via open banking APIs^?.

The rise of neobanks and fintech has created an explosion of options that legacy comparison sites haven't kept pace with, and post-inflation rate sensitivity has made consumers acutely aware of the cost of staying in the wrong account. Open banking regulations in the US, EU, and India are making programmatic account access increasingly viable.