Why stable coins? Well we all know how end users or people see stable coins is like a safer or more stable than that cryptocurrency so these Neo banks are in need or doing this conversion to crypto fiat their local fiat To a stable coin or to US dollar. So these neobanks that are offering products in different currencies are also customers that Hugo: Okay.

companies that could benefit to work with us. Payment processors. Clothing brands, the like these big companies that are moving millions and millions of dollars between across borders are served by payment processors. So we serve these payment processors that are also having funds trapped in different markets and the cost of not only PSPs of having these liquidity pools in different markets is very high.

Yeah, like it is speculative in nature, but I tend to think that with stable coins 10 years from now, let's say we actually won't talk that much about them. It'll be very much embedded within our day-to-day payment system in the same way we don't really talk about TCP, IP with email. So I don't think consumers will necessarily know or care whether they're using a stable coin. Instead, they'll notice that money moves instantly, globally and 24-7, whether you're paying a supplier in Singapore or settling a trade in New York, moving that liquidity between subsidiaries. The expectation is that money will move as quickly as kind of information today.